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Software Engineer

New York
Alarm Full Time

Job Description

Build enterprise, distributed payment applications that execute settlement within seconds to enable the Internet of Value. Prototype new solutions for complex software problems and implement them for production bank deployments. Build next generation payment applications that enable banks to instantly settle cross-border payments to create the Internet of Value based on Ripple’s distributed financial technology by driving down costs, increasing processing speeds and delivering end-to-end visibility into payment fees, timing and delivery. Build scalable and performant enterprise software based on deep understanding of Java and its ecosystem, under the direction of senior software engineers. Work with teams across the organization, including product, legal, and business development to gather requirements and think beyond the technical implications of design decisions. Build scalable and performant enterprise software and end-to-end software solutions. Perform test-driven development with high code coverage. Deploy and manage a continuous integration pipeline. Telecommuting permitted 50% or more but less than 100% per week within same geographic location as assigned office location.

Job Requirements: 

Must have a Bachelor’s degree in Computer Science or a related field plus 2 year of software development experience; or a Master’s degree in Computer Science or a related field.

Skills Requirements: 

Must have education or experience in: 

    • Java/JavaScript; C/C++; or, Cloud (AWS, GCP)/DB
    • SQL and NoSQL databases
    • Git
    • Continuous Integration
    • HTTP technologies
    • REST/JSON design principles
    • Web/mobile development
    • Unix/Linux environments
    • Distributed/parallel systems
    • Machine learning
    • Networking
    • Developing software systems
    • Security software development

For positions that will be based in NYC, the annual salary range for this position is $94,012 - $117,515. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position.



Ripple is doing for value what the internet did for information: enabling its instant and seamless flow around the world. We call this the Internet of Value (IoV). Using blockchain and cryptocurrency technology, Ripple is dedicated to creating powerful gains in financial efficiency, equity and inclusion. In addition, Ripple is developing and enabling the future use cases that will catalyze the new digital economy for governments, businesses and consumers.

Ripple has offices in San Francisco (HQ), New York, London, Mumbai, Singapore, São Paulo, Toronto, Reykjavík, Washington D.C. and Dubai.

WHAT WE OFFER – The resources and support to be your best at work and beyond:

Do Your Best Work

  • The opportunity to build in a fast-paced start-up environment with experienced industry leaders
  • A learning environment where you can dive deep into the latest technologies and make an impact.  A professional development budget to support other modes of learning.
  • Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
  • Ripple is Flexible First: you have the option to work remotely, from our offices, or a combination of the two within the 11 countries we are located around the world.
  • Weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
  • We come together for moments that matter which include team off-sites, team bonding activities, happy hours and more!

Take Control of Your Finances

  • Competitive salary, bonuses, and equity
  • Bonus Flexibility Program: Participants in the Corporate Bonus Plan have the option to elect to receive their annual bonus in cash, equity or XRP, or a combination.
  • 100% paid medical and dental and 95% paid vision insurance for employees starting on your first day
  • 401k (with match) 
  • Commuter benefits
  • Employee giving match
  • Mobile phone stipend

Take Care of Yourself

  • Twice a quarter R&R days so you can rest and recharge
  • Generous wellness reimbursement and weekly onsite & virtual programming
  • Flexible vacation policy - work with your manager to take time off when you need it
  • Industry-leading parental leave policies. Family planning benefits.
  • Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees. Interns - please discuss benefits with your recruiter.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.
Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.


Discover why hundreds of financial institutions choose Ripple to provide a better international payments experience for their customers in real-time.

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